- I don’t live in a war zone
- I have access to an abundance of healthy food, and I can afford to buy it
- I live in a safe neighbourhood
- The water that comes out of my tap is safe to drink
- My government pays for much of my medical costs
- I don’t live in fear
- My family is alive, healthy, and doing well
- I have friends who are also alive, healthy, and doing well
- I have a home, and it isn’t in arrears
- I’m employed
- My employer provides some traditional benefits: life insurance, prescription coverage, RRSP contribution matching…
- My employer also provides some non-traditional benefits: fresh fruit in the mornings, free gym passes, public transit discounts…
- I had the opportunity to be educated
- I jumped at the aforementioned opportunity
- I’m being provided with the opportunity for further education
- I have disposable income
- My needs are being met
Life is quite good, and I know my financial issues are of my own making. I’m happy to have to opportunity to learn from this, and to work my way out of it.
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